Month: August 2014


Imagine you are to write a report that is entirely dependent on you co-workers. Some of the workers are not in the same station, and you have to do follow-ups through email and phone calls. However, the communication channels are not that open, and the colleagues are anything but cooperative. What do you do?

Here are ways that will probably help when working with difficult people:

Avoid labeling or judging co-workers

If you put it in your mind that you are dealing with a difficult co-worker, you are setting up the scene to be difficult. Subconsciously, you may put your workmates in this group and then expect them to exhibit the same behavior every time. These preconceptions that take place even before you engage someone in a task or conversation impact the outcome and nature of the conversation negatively. Resist the urge to judge or label, even though the behavior of a colleague is disturbing or irritating.

Step back before you give a response

The natural retort to a problematic workmate may be a critical or a quick comeback. Restrict yourself. The response may come back and trouble you and cause the engagement or conversation to go slumping downwards. Trust that the workmate does not mean to be unbecoming. The more you separate the person from the behavior, the lesser the probability that you will have to consider their reaction as a personal attack. Take time and compose yourself, and consider the response you will give, instead of jumping into an immediate reaction.

Stop desiring they were different

How often have you thought, “If only he were more positive, responsive, or dependable?” Stop squandering your irredeemable mental energy and time on a futile act as wishing as you’ve probably appreciated by now that wishing doesn’t always work. Hard people are not exasperating you on purpose – and the most effective way to see a difference in them is to transform your behavior and thinking.



Innovations in the Banking sector

Innovations in the Banking sector
Every corner of the earth is catching up with innovations. From the agricultural sector to the mining field, technological innovations have become mundane. Working through traditional means has become a thing of the past, or at least uncommon in most sectors and industries. The banking sector has not been left behind as it is flooded with a plethora of innovations and technological solutions that aid consumers in banking and bring banking services closer to clients. Common innovations include:
This method of innovative banking enables clients to carry their transactions through secure websites. Advantages of e-banking include:
• Convenient transactions
• No need for long queues
• Account opening becomes easy and simple
• Consumers can apply for loans
• Stock trading and investments
Core Banking
Core banking refers to the services offered by a group of bank branches that have been linked to facilitate transactions from any of the branches in the network. This innovation is mostly associated with retail banking and many banking institutions treat their retail clients as core banking consumers, and hold a separate line to manage their businesses. Bigger businesses are managed through corporate banking sections of banking institutions. Advantages of core banking include:
• Easier depositing and loaning of money
• Core banking services
• Better assessment of the needs of consumers
Rural Banking
Rural banking offers and regulates credit services for the development and promotion of rural sectors especially in village, SSI, agriculture, and handicraft industries.
Innovations are greatly needed in the banking sector, and flexing the archaic regulations flooding the sector can assist in increasing the access of banking services to people. Flexing the rules and removing barriers will allow even more innovators than are currently in the sector to develop products and start-ups that will make banking easier, fun, and more accessible.


Second Chances

Imagine how things would have been different if you had not made certain mistakes in life. But mistakes are always there, so better yet, try to imagine if you utilized every opportunity to correct the mistakes you made in the first place. Wouldn’t life be better that way? Well, guess what, second chances are always there for us to renew our lives, be better, correct the past. But are second chances a blessing or a curse to you?

Second chances go a long way in defining us. As a matter of fact, it’s a well-established fact that everybody makes mistakes, act in ways that are wrong according to the society’s outlook, and stand at the mercy of “second chances.” Second chances could be both a blessing and a curse. Second chances could be a blessing to those who exploit their opportunities for the better, to move on from their loss, to make up for the mistakes made, and get a novel grasp on life. Some will become better mentally and become of assistance to others who are at risk of the same plight. It’s helping others from succumbing to the loss, or from bestowing the loss on their lives. You never regard what you have as valuable until it’s lost due to errors. Having someone change their mind from a negative perspective to a positive one is a blessing and without second chances, there would never be any occasion to twinkle. Nor would there be the chance to make oneself better, to assist others, to change, or to become perceived or known as a great leader with great visions.

Second chances can also be a curse mainly in situations where a person who has been given a second chance sees it as an opportunity to perpetuate corrupt actions. Such people use second chances as opportunities to get out or way from quandaries or predicaments. It is as though such people are liberated only to devise schemes that will make them get away with corrupt or immoral actions in the future. Some can’t utilize second chances because they take steps needed to achieve full changes as too big to achieve. This is a clear demonstration of lack of self-worth. Others never learn from their initial mistakes, and they keep on doing the same wrong things over and over making second chances worthless.

While some regard additional chances as extra opportunities not to be caught again, others regard them as opportunities to turn a new leaf. There are myriad ways to turn a new leaf, and they are all worth exploring as people can lose so much by their mistakes: friends, family, jobs, feelings, support, assets, and much, much more. One has to evaluate him or herself first to find out what they want in life and what sort of person they want to become. Then, they can make initiatives to obtain their set goals. Patience, open-mindedness, and letting go off pride at times are needed in order to make it a success. Most importantly, one has to understand that people make mistakes, and it would be good to just move on. It does not help to dwell on the past or to stick to old atmospheres! Once there is a clear perception of what one can be without the influence of any factor or false hope, and then renewal is likelier to occur. All this can occur as a result of a second chance!.